:root{--navy:#0E2A4E;--navy-2:#143A68;--blue:#1A5DA8;--blue-bright:#2E7BD0;--ice:#E5F0FB;--paper:#F4F7FB;--ink:#0f2038;--muted:#5E708A;--line:#E2E9F2;--sans:'Mulish',system-ui,sans-serif;--serif:'Fraunces',Georgia,serif}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);line-height:1.7;background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--blue);text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.18;color:var(--navy);letter-spacing:-.01em}
.topbar{background:var(--navy);color:#cfe0f2;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar a{color:#cfe0f2}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:12px;padding-bottom:12px}
header.site img{height:52px;width:auto;display:block}
nav.menu{display:flex;gap:22px;align-items:center;font-weight:700;font-size:14.5px;flex-wrap:nowrap}
nav.menu a{color:var(--ink);white-space:nowrap}nav.menu a:hover,nav.menu a.on{color:var(--blue)}
.btn{white-space:nowrap;display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:#fff;font-weight:800;padding:13px 24px;border-radius:999px;transition:.2s;font-size:15px}
.btn:hover{background:var(--navy);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--blue);border:1.5px solid var(--blue)}
.btn.ghost:hover{background:var(--blue);color:#fff}
.crumbs{font-size:14px;color:var(--muted);padding:18px 0 0}
.crumbs a{color:var(--muted)}
.hero{background:linear-gradient(155deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;margin-top:14px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(46,123,208,.12)}
.hero .wrap{padding-top:64px;padding-bottom:64px;position:relative;z-index:1}
.eyebrow{font-size:13px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:#8fc0f0;margin-bottom:14px;display:block}
.hero h1{color:#fff;font-size:clamp(32px,5vw,50px);max-width:820px}
.hero p.lead{color:#cfe0f2;font-size:19px;max-width:720px;margin:22px 0 30px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}
.hero .btn{background:#fff;color:var(--navy)}.hero .btn:hover{background:var(--ice)}
.hero .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.hero .btn.ghost:hover{background:rgba(255,255,255,.12)}
section.blk{padding:64px 0}
section.blk.alt{background:var(--paper)}
section.blk h2{font-size:clamp(26px,3.6vw,36px);margin-bottom:18px}
section.blk p{margin-bottom:16px;max-width:820px;color:#33465f;font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px}
.card h3{font-size:20px;margin-bottom:10px}
.card p{font-size:15.5px;margin:0;color:var(--muted)}
.steps{display:grid;gap:14px;margin-top:22px;counter-reset:s;max-width:860px}
.steps li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 22px 20px 74px;position:relative;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;left:20px;top:50%;transform:translateY(-50%);width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.steps strong{display:block;color:var(--navy);font-size:17px}
.steps span{color:var(--muted);font-size:15.5px}
.tbl{overflow-x:auto;margin-top:22px}
table{border-collapse:collapse;width:100%;min-width:560px;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);font-size:15.5px;vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:800}
td:first-child{font-weight:800;color:var(--navy)}
.faq{max-width:860px;display:grid;gap:12px;margin-top:22px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;padding:18px 30px 18px 0;font-weight:800;color:var(--navy);position:relative;font-size:17px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:24px;color:var(--blue)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 20px;margin:0;color:var(--muted);font-size:16px}
.cta{background:linear-gradient(120deg,var(--navy),var(--blue));color:#fff;text-align:center}
.cta .wrap{padding-top:60px;padding-bottom:60px}
.cta h2{color:#fff;font-size:clamp(26px,4vw,36px);margin-bottom:12px}
.cta p{color:#cfe0f2;margin:0 auto 26px;max-width:620px}
.cta .btn{background:#fff;color:var(--navy)}
.cta .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.note{font-size:14px!important;color:var(--muted)!important;margin-top:22px!important}
footer.site{background:var(--navy);color:#bcd0e8;font-size:15px}
footer.site .wrap{padding-top:48px;padding-bottom:28px}
.fgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:34px}
footer.site h4{color:#fff;font-size:13px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
footer.site a{color:#bcd0e8;display:block;padding:4px 0}footer.site a:hover{color:#fff}
.flogo{background:#fff;border-radius:14px;padding:10px 16px;display:inline-block;margin-bottom:14px}
.flogo img{height:40px;display:block}
.fbot{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:13.5px;color:#7f97b5}
.wa{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 12px 28px -8px rgba(0,0,0,.4);z-index:60}
.wa svg{width:30px;height:30px;fill:#fff}
@media(max-width:860px){nav.menu{display:none}.grid3,.fgrid{grid-template-columns:1fr}.hero .wrap{padding-top:44px;padding-bottom:44px}section.blk{padding:46px 0}header.site img{height:44px}}

.blk ul.list{margin:14px 0 0 0;padding-left:22px}
.blk ul.list li{margin:8px 0;color:var(--ink)}
.blk .grid3 .card h3{font-size:19px}